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Code of Ethics
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     The foundation of the American heritage of personal freedom is the widely allocated ownership and use of the land. Upon the furtherance of that heritage, depends the survival and growth of free institutions and of our civilization. The Land Title Profession is the instrumentality through which titles to land reach their highest accuracy and attain the widest distribution.


     The Title Profession having become such a vital and integral part of our country's economy, there are imposed on each member of the New Jersey Land Title Association obligations above and beyond those customarily required of participants in ordinary commercial pursuits and a code of ethics higher and purer than ordinarily considered acceptable in the market place, to the fulfillment of which the Title Profession is dedicated.


Each member of the New Jersey Land Title Association shall be ever zealous to maintain and improve the quality of service in his chosen calling, and shall assume personal responsibility for maintaining the highest possible standards of business practices, and to those purposes shall pledge observance and furtherance of the letter and spirit of the following Code of Ethics.


1.  Governed by the laws, customs and usage of the respective communities they serve, and with the realization that ready transferability results from accuracy and perfection of titles, members shall issue abstracts of title, examine titles to real property, report thereon, issue binders and policies of title insurance only after a complete and thorough investigation, founded on adequate records and learned examination thereof by themselves, their authorized attorneys or agents, and shall otherwise so conduct their business that the needs of their customers shall be of paramount importance.


2.  Every member shall obtain and justifiably hold a reputation for honesty and integrity, always standing sponsor for his work intellectually and financially.


3.  Ever striving to serve better the public interest, members shall endeavor (a) to encourage and maintain cooperation with each other, (b) to encourage and maintain cooperation with members of the bar, (c) to facilitate transfers of title, (d) to eliminate delays and unnecessary exceptions of title and (e) to make their services available in such a manner as will provide adequately for obligations assumed and afford a fair return for services rendered and capital employed.


4.  Members shall support legislation which is in the public interest and will unburden real estate from unnecessary restrictions and restraints on alienation.


5.  Members shall at all times engage in practices which will further the public interest and continue the stability of the Title Profession.


6.  Members shall at all times strictly adhere to the laws of the United States of America and the State of New Jersey and any appurtenant regulations.


Originally adopted June 23, 1962


Revised November 14, 1991


Revised May 3, 2002


Revised November 20, 2002